To add cash into your checking account using cash, which method would you use?

• A. Deposit cash at an ATM.
• B. Write a check.
• C. Use online bill pay.
• D. Direct Deposit.

Answer: (A)

When you have physical cash and want it reflected in your checking account, you must deposit the cash. The best way to do this is deposit cash at an ATM that accepts cash. These machines count the bills and credit the amount to your account, often giving you a receipt and sometimes posting immediately after verification.

Writing a check doesn’t add cash to your account—it’s a payment instrument that draws funds from your balance or another account, not a method to convert cash into electronic funds. Online bill pay is for sending payments from your existing balance, not for adding cash. Direct deposit moves money electronically from an employer or another payer into your account, not from cash.